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A Welcome Revival: How EU Reforms Aim to Boost Securitisation & Implications for Insurer Demand
The European securitisation market is undergoing a major revival, driven by 2025 legislative proposals aimed at easing regulatory burdens, which we believe could have major implications for investors. Key reforms include lower capital charges for banks under Capital Requirements Regulation (CRR) and insurers under Solvency II, streamlined due diligence, and expanded eligibility for securitisations as liquid assets. We believe these changes will unlock significant investment from banks and insurers, potentially growing the European Union (EU) and United Kingdom (UK) asset-backed security (ABS) market to over €1 trillion.
KEY TAKEAWAYS:
- The European securitisation market is undergoing a major revival, driven by 2025 legislative proposals.
- If enacted, amendments to Solvency II could materially enhance the risk-return profile of senior securitisations, making them more competitive with other fixed income instruments.
- Relative to traditional fixed income, we believe changes in the European securitisation market may present compelling opportunities for insurers to capitalize on increased issuance, enhanced return potential and improved regulatory treatment.
Loomis Sayles
Tuesday 16th September 2025
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By downloading content from this page, you agree for the cio investment club to share your contact details with Loomis Sayles so they can add you to their marketing contact list. The views and opinions expressed here are those of Loomis Sayles and may not represent the views of the cio investment club.
